Generally, we will pay cash to your receiver. But, in some cases, payment may be made by cheque or a combination of cash and cheque. Other restrictions may apply.

How does a Western Union check work?

Once you give Western Union the money and its fee, the clerk will provide you with a control number. They can then take the number and their identification card to a separate Western Union location. The agents there will pay out the money transfer, giving your friend or loved one the cash amount you sent.

How do I deposit a check to Western Union?

You can generally deposit a Western Union money order in your bank account, or cash it at a check-cashing store or Western Union outlet.

Can I pick up a Western Union in a different city?

Within the US. If the money transfer was sent for cash pick up, your receiver can pick up cash at any WU Agent location within the state entered by the sender. If the state for pick up changes, the sender must request a payout location change.

How long does a Western Union transfer take?

Domestic money transfers are typically completed in 24 hours while international money transfers are completed in one to five business days.

Is Western Union expensive?

The fee is $4.50 to transfer up to $50 and $9.50 to send up to $900. Western Union, in comparison, charges $5 for a money transfer of up to $50, but a transfer of $900 could cost $76. There are a number of price points in between, dependent on the amount of money to transfer.

What kind of checks can you cash at Western Union?

The Western Union check cashing program, Check Into Cash, has a broad range of checks it accepts for cashing, including: Tax refund checks. Financial loan checks. Money orders. Government checks. Cashier’s checks. Handwritten or printed payroll checks. Insurance checks or drafts. Two-party checks. Single-party checks are not accepted.

What to do if you lose a Western Union money order?

You can also contact Western Union if a money order is lost or stolen or if you need to know whether or not it has been cashed. Many banks accept deposits of money orders, similar to how they accept deposits of checks. Just like with a check, you must sign the back of the money order before depositing it.

How much money is being refunded by Western Union?

Refund checks worth about $153 million are going out to over 109,000 people who sent money to scammers through Western Union wire transfers. The $153 million is a portion of the money Western Union paid when it reached settlements with the FTC and Department of Justice and agreed to create a strong, anti-fraud program.

How can I send money to someone else at Western Union?

You can send money to someone else’s bank account or enable them to pick up cash at a Western Union location. Senders can send the money through Western Union’s website, through a Western Union smartphone app for iOS or Android or by visiting a Western Union location.