4. Read through address books. Address books, whether they are paper or stored on a cell phone, may contain clues about their term life insurance policy, such as the phone number to a life insurance company or agent. If you have life insurance, tell your loved ones about the policy.

Where can I find a lost life insurance policy?

There are several companies that will search for a lost life insurance policy. Each of them charges different rates. The three most popular private company locators are MIB, L.L.I.F.E., and Policy Inspector. For $75, MIB will search the records of anyone who has applied for insurance.

How does a person sign a life insurance policy?

Unless you sign a release or undergo a medical exam, your medical information cannot be accessed without your knowledge. Your signature. Life insurance policies usually require consent via your signature. Most insurance companies also follow up with paperwork, an e-mail or a phone call.

How to find out if you have a secret life insurance policy?

You can call your state insurance department to register a complaint if you suspect fraud. Also, check the Medical Information Bureau’s (MIB) website to find out if there’s a secret life insurance policy in your name. MIB houses files on consumers who have applied individually for life or health insurance in the last seven years.

What do you need to know about buying a life insurance policy?

The process of buying a policy makes it difficult for someone to do it without your knowledge. Most policies require a medical exam for the person whose life is being insured. In addition, the insured is required to sign a consent form for the release of medical records.

How to find out if someone has a life insurance policy in Ohio?

Ohio has a form you can download and print off. The form asks for your contact information and the policy holder’s. The form must be notarized before being mailed to the Department of Insurance. If the state finds the policy, it should contact you and tell you where it is.