With that being said, if you still believe there is a chance that somebody has a life insurance policy on you, you can run a search with the Medical Information Bureau (MIB) for $75. If you don’t remember if a life insurance policy was taken out in your name, there are some other ways that you may be able to find out! Here are some good ones:

Where can I find my life insurance policy?

Websites such as missingmoney.com and unclaimed.org allow users to find their state’s unclaimed property website. If your relative died more than a few years ago, it is possible the benefits from a life insurance policy have been turned over to the state.

Do you have to sign an application to get a life insurance policy?

To Take out a Policy, You Need to Sign a Consent Form You need to sign an application of consent in order to have a life insurance policy taken out on you. If you did not sign an application, there is no way somebody has legally taken out a life insurance policy on you, unless it is fraudulent.

What to do if your life insurance policy is cancelled?

If you believe that the policy may have been issued fraudulently or without your permission, you can get a policy on your life canceled. You should contact the authorities if this is the case.

How to find out if someone has a life insurance policy in Ohio?

Ohio has a form you can download and print off. The form asks for your contact information and the policy holder’s. The form must be notarized before being mailed to the Department of Insurance. If the state finds the policy, it should contact you and tell you where it is.

How to find out if you have a secret life insurance policy?

You can call your state insurance department to register a complaint if you suspect fraud. Also, check the Medical Information Bureau’s (MIB) website to find out if there’s a secret life insurance policy in your name. MIB houses files on consumers who have applied individually for life or health insurance in the last seven years.

How can I find out if my spouse has life insurance?

Look through your personal documents for life insurance coverage. If your spouse was offered group life insurance through his or her employer, for example, it’s possible he or she could have insured you without you knowing.

How can I find out the name of my life insurance company?

Check their bank statements, which could show monthly or annual premium payments that reference the insurance company by name. Other records like a checkbook register or canceled checks could also help you find the name of the insurance company.

Where can I find a life insurance death benefit?

The easiest and fastest way to claim the life insurance death benefit is to look for the physical copy of the policy in the policyholder’s records. It’ll have all the information you need: the name of the beneficiary, the number at which to contact the life insurance company, and the amount of the death benefit.

What do I need to find out if my spouse has life insurance?

If you do not have access to the safety deposit box, you will need to bring the death certificate along with an executor’s testament to the bank. Spouses typically only need a death certificate and marriage certificate. Questions? Talk with our experienced advisors.

Where can I Find my Lost life insurance policy?

Below are web sites that may be able to help you find lost insurance policies: Find Your Policy Lost Life Insurance Finders MIB

Can a policy buyer take out a life insurance policy?

Consent from the Insured that the Policy Buyer Possesses “Insurable Interest” (this basically determines whether, or not, the policy buyer has any business taking out an insurance policy on you—in terms of life protect, the policy buyer must be someone who would be affected financially if something should happen to you)