How to Get Your Massachusetts Insurance License

1. Complete an Insurance Exam Prep Course.
2. Pass Your Massachusetts Licensing Exam.
3. Apply for Massachusetts Insurance License.
4. Plan to Complete Required Insurance Continuing Education (CE) Credits.

How long is a surcharge in MA?

Most auto insurance carriers in Massachusetts abide by the 6-year surcharge model, but there are some companies that only surcharge for accidents/violations that have occurred in the last 3 years.

How much does it cost to get an insurance license in Massachusetts?

The fee for an online application is $225 for Life, Accident, and Health, or $300 for Property and Casualty. If applying for both at the same time, the total will be $300. If you choose to get the licenses one at a time, and you get the Life, Accident, and health first, then it will be $225.

How long are you considered an inexperienced driver in Massachusetts?

Massachusetts law states that for the first six months with a license, new drivers under 18 may not drive a car with any passenger under 18 unless the new driver is accompanied by a person who is 21 who: Has at least one year of driving experience.

Can you take your life insurance test online?

The fastest way to schedule your exam is to do so online at You can also schedule your exam over the phone at (833) 518-7456. Your exam may be taken at a physical PSI examination center or via a remote online proctored exam.

Does Massachusetts require an adjuster license?

The State of Massachusetts does not offer a Resident Insurance Adjuster License and does not require a license to practice insurance claims adjusting within the state.

Do you have to wait 6 months to get your license if your 18 in MA?

* If you are between 16 and 18 years old, you need to have had your learner’s permit for six months before you can apply for a driver’s license. * You must complete 40 hours of supervised driving and your parent or legal guardian must participate in two hours of driving school before you can apply for your license.

How long does it take to get your insurance license?

Getting your insurance licenses – Three to six weeks. Finding an insurance agent job – Two or more weeks. Getting your FINRA licenses (optional) – Four to eight weeks. These numbers are estimates, and not guaranteed by any means. Finding the right job could potentially take much more time than two weeks.

How long does it take to add auto insurance to a new car?

When you buy a new car and you have existing insurance, you have between 14 and 30 days to add the new vehicle to your insurance Some policies have provisions that state that a replacement vehicle (after a trade in) will receive the same level of protection as the vehicle it’s replacing for the remainder of the term

When to cut insurance costs by self-insuring?

No Insurance (being uninsured) If you are struggling to pay for insurance and look at self-insurance as a possible solution, please be careful because it is often when we need insurance the most to protect us, that we also end up in a situation trying to cut costs.

What do I need to do to get my insurance license?

Depending on the state, you may be required to take an insurance pre-license education course. This is a course that can be taken online or in-person to prepare you to pass your insurance license exam.