About FDIC To determine which regulator has jurisdiction over a particular banking institution, so you can submit a complaint to the correct agency, you can call the FDIC toll-free at 1-877-ASK-FDIC (1-877-275-3342).

Can you lose money in your federally insured bank account?

The Federal Deposit Insurance Corporation, or FDIC, is a federal government agency that provides insurance to banks. If an insured bank fails, then you won’t lose the money you keep at that institution.

Who do I contact to complain about my bank?

Department of Financial Protection and Innovation
If you still cannot find your bank or lender, you can file your complaint with the state regulator that supervises the bank. Complaints about banks and lenders chartered in California may be filed with the Department of Financial Protection and Innovation (DFPI).

How much is my money insured for in a bank?

The standard insurance amount is $250,000 per depositor, per insured bank, for each account ownership category. The FDIC provides separate coverage for deposits held in different account ownership categories.

How to contact the FDIC if you lost your bank account?

For more help or information, go to FDIC.gov or call the FDIC toll-free at 1-877-ASK-FDIC (1-877-275-3342). Please send your story ideas or comments to [email protected]

Where can I Find my long lost bank account?

You can search online for your state’s unclaimed property department, or you can start with FDIC’s unclaimed property information. If you find your missing property, you can file a claim with the state, but don’t be surprised if they ask you to prove your identity in order to claim it.

What to do if you have a complaint about the FDIC?

The FDIC’s Consumer Response Center is responsible for investigating all types of consumer complaints about FDIC-supervised institutions and responding to consumer inquiries about consumer laws and regulations. You may call and speak to a Consumer Affairs Specialist about your concerns.

When do I get my money from the FDIC?

Deposit Payoff. When there is no open bank acquirer for the deposits, the FDIC will pay the depositor directly by check up to the insured balance in each account. Such payments usually begin within a few days after the bank closing. When can I expect to receive my money?