You can find an independent financial adviser:

1. on the Unbiased website.
2. from the Personal Finance Society.

What is a pension specialist?

The Retirement Benefits Specialist will assist employees with selecting a retirement or pension plan and will provide administrative support for those plans to employees, retirees, and beneficiaries.

Do I need a financial advisor for my pension?

If you plan to cash in a defined benefit pension, you are legally required to seek financial advice regardless of how much is in your plan. The guaranteed income that such final salary schemes provide is highly valuable so cashing in this type of pension is unlikely to be a good decision.

What is a pension advisor?

Pensions consultants provide advice and information on retirement provision to other organisations and advise on the best form of pensions provision for the organisation as a whole to provide to its employees.

What does a retirement plan specialist do?

A retirement plan specialist can work for a company’s human resources department or for a bank managing retirement accounts. They explain various benefits accounts to clients, help them choose the best one for their needs, and help them develop good saving habits in order to build up a good nest egg for retirement.

How can I get free pension advice?

How to get your free Pension Wise appointment. Or, you can book a free Pension Wise appointment over the phone, by calling 0800 138 3944. It is a structured 45 to 60-minute guidance appointment.

Where can I get financial advice for my pension?

RCN members can access professional financial advice from Lighthouse Financial Advice. Websites encouraging visitors to access part of their pension fund immediately by transferring it into a new scheme, these sites are usually fraudulent and cost the UK more than half a billion pounds to date.

How to speak to an impartial pension expert?

To speak to one of their impartial pension experts call 0800 138 7777 and select option 2 or for webchat visit: To find a financial advice firm you can visit the Money Advice service advisor directory.

Where can I find out about my occupational pension?

Further information regarding your specific occupational pension can be obtained from your employer’s payroll or human resources department. Many occupational pension schemes make provision for employees who have to leave work early due to redundancy or ill health and also pay life assurance benefits.

Where can I find the history of my pension?

Retirees and beneficiaries can see under the tab “Disbursements”, the history of all the pension Fund benefit payments that the Fund has made to them, including details of any deductions made for After Service Health Insurance.