Here are some strategies to help simplify your search.

1. Look for insurance related documents.
2. Contact financial advisors.
3. Review life insurance applications.
4. Contact previous employers.
5. Check bank statements.
6. Check the mail.
7. Review income tax returns.
8. Contact state insurance departments.

Where can I Find my Father’s life insurance policy?

Life insurance companies make sure the checks are made out to the right people. If you can’t lay your hands on a copy of the policy, try to find out the name of the company that issued it. Ask your dad’s financial adviser, if he had one. Go through your father’s old bank statements and other financial papers if you can access them.

How do I check on the worth of an old life insurance policy?

Contact the life insurance company to check whether the life insurance policy is still effective. Even though it’s been some time that the premiums have not been paid, the dividends of the policy (if it has some) will work to pay for the premiums up to some extent. Get the details of the life insurance policy.

How to find out if a deceased parent had a policy?

Insurers from Geico to Lenscrafters to Met Life use MIB to look at your insurance claim history to help assess the rate on your policy. They also have a department that helps search through their databases for folks that are seeking to know if their loved one had a policy.

How to find out if someone has insurance?

If they were working, check with employer. May have had insurance through employer group plan. Check with their bank too. Go through old tax returns to look for interest 1099’s. Also check unclaimed property office with the state they lived in. Also, get their bank to give you any old bank statements. Could also have policy in a safety deposit box.