8 Tips for Choosing Pet Health Insurance

1. Compare Pet Insurance Providers.
2. Check Out the Insurer’s Track Record.
3. Research What’s Covered — and What Might Affect Coverage.
4. Choose Coverage that Works for You.
5. Pick the Type of Insurance Reimbursement That Works for You.
6. Review Cost and Value.
7. Enroll Young and Healthy Pets.

What are 3 factors that can determine pet insurance costs?

Factors That Affect The Cost of Pet Insurance

• Geographic location.
• The breed of your pet.
• The age of your pet.
• Potential discounts.
• What’s covered and what’s not covered.
• Usually the biggest factors that will influence the cost of a pet insurance policy are:

At what age should you get pet insurance?

Enroll when young: Coverage is typically available when a puppy or kitten is six to eight weeks old. By insuring your pet at a young age, you can avoid claim rejections for pre-existing conditions.

Does pet insurance cover regular vet visits?

A pet health insurance policy that includes a wellness plan will typically help cover the costs of routine veterinary visits, such as exams and preventive care. Pet wellness plans, sometimes called a preventative pet care plan or routine pet care coverage, may be optional on your pet insurance policy.

How can I contact my Pet Insurance Company?

You can reach our Veterinary Relations team at 866-838-4874 to talk about basic policy and claims information on your client’s behalf, but privacy laws prohibit us from discussing certain details. Your client can submit claims and track claim status and history at my.petinsurance.com.

What do you need to know about pet insurance?

Pet insurance reimburses you for some of the vet bills when your furry pal gets injured or sick. Buying the best pet insurance requires careful shopping because the policies are not standardized, and the range of options and exclusions can make it difficult to compare plans. For example:

What do I need to make a nationwide pet insurance claim?

Submitting claims is easy and only requires two things: A claim form filled out with the diagnosis or name of the condition for which the pet was seen or treated and the client’s Nationwide® policy number. An itemized invoice (s) showing services rendered for the diagnosis/condition and the cost of those services.

When to request an exclusion from pet insurance?

Exclusions can be temporary if the condition is cured and treatment-free (such as diarrhea from dietary indiscretion) or they can be permanent (such as IBD). You can request an exclusion review on behalf of your client. 4. How long does it take for my client’s claim to be processed?