If a loved one has passed and you are the beneficiary, you can find out if there is unclaimed money or unclaimed property by performing a search at a free website called MissingMoney.com. The site allows you to scan a single state or all states that participate.

Can you find out if someone has a life insurance policy?

Simply type your loved one’s name into the search box at any of the following sites: National Association of Insurance Commissioners – Life Insurance Policy Locator. MissingMoney.com. National Association of Unclaimed Property Administrators – Unclaimed.org.

How can I find out my loved one’s life insurance policy?

While you’re there check out their free policy locator tool. If your loved one had a life insurance policy and you’re the beneficiary, the NAIC may be able to find the information and share it with you. If none of these steps work, the next step to take would be to hire a service to look for the life insurance policy on your behalf.

How can I find out if I lost my whole life insurance policy?

If the insurer had a life insurance policy with a cash value component, such as whole life insurance, you can also check his or her tax returns for evidence of any interest earned on the policy or dividends paid out by the insurance company. You can also check your state’s Department of Insurance (DOI) website.

When to contact the beneficiary of a life insurance policy?

Insurance companies are legally required to contact the beneficiaries of a policy when they know that a policyholder has died, but in many cases, they may not be aware of the policyholder’s death. If you know you’re the beneficiary of a life insurance policy but don’t have a copy of the policy on hand, here’s what you can do:

What to do if you dont have a life insurance policy?

If you know you’re the beneficiary of a life insurance policy but don’t have a copy of the policy on hand, here’s what you can do: If you know which life insurance carrier issued the policy, you can directly contact that company. The insurance company should have the policy on file.