There is some sleuthing you can do to help you find out if there is a policy in place:

1. Obtain the death certificate.
2. Talk to family and friends.
3. Search personal belongings.
4. Check mail/email.
5. Online search.
6. Review the death certificate.
7. Talk to bankers, financial advisors or insurers.

Can I get a copy of my life insurance policy?

Can you Get A Copy? Yes the life insurance company is obliged to give you another copy of your policy if you request it. They keep copies of all contracts on hand either physically or digitally and can usually produce a policy fairly quickly when a client requests it.

What if I lost my insurance policy?

It is unfortunate that you have lost your insurance policy document. However, you need not worry because you can apply for a duplicate copy in a prescribed form depending from which insurer you bought the policy in the first place. Insurers usually charge a nominal fee to issue a duplicate copy of the policy.

How can I find out if someone had a life insurance policy?

You can turn to the National Association of Insurance Commissioners (NAIC) Life Insurance Policy Locator Service if you’re unsure if a loved one had one. This online service asks that you to enter data about the deceased, such as their name, last known address, dates of birth and death, and Social Security number.

Where can I find the name of the insurance company?

Alternatively you can go to the Policy Detective website and enter the name of the company as it appears on your policy document. Tracing a motor insurance policy.

Can a company change the name of a life insurance policy?

If you have a life insurance policy and you have the policy document but you cannot contact the insurer, the company that issued your policy may have changed its name. Our handy Keeping Track of your Pension page can also help you find missing life insurance policies.

Where can I find an old life insurance company?

If searching there doesn’t work for you, try the insurance commissioner’s office of the state in which each insurance company was originally based. It’s likely the companies that issued the life insurance policies either were purchased or merged. But it’s also possible they may have gone belly up.