How do I earn a life insurance license?

1. Complete any prelicensing education required by the state you want to become licensed in. The number of hours you’ll have to complete and the cost vary by state.
2. Pass the state insurance licensing exam for life insurance or life and health insurance.
3. Pass a background check.

Can you sell life insurance without a license?

As mentioned above, to sell insurance you will need to carry an insurance license. Insurance laws are administered at the state level, which means that each state has its own set of policies and requirements surrounding insurance licensing.

Is the health and life insurance exam hard?

Though it may seem somewhat overwhelming at first, preparing for and taking the state health and life insurance exam is NOT that difficult. In fact, most agents who take the exam admit that it was easier than they imagined.

Do you have to have an insurance license to sell insurance?

Most insurance agents choose to get both of these licenses, but if you will only sell one type of policy then you just need to choose which license fits your needs. Depending on the state, you may be required to take an insurance pre-license education course.

What kind of license do you need to be an insurance agent?

The first step to getting your insurance license is choosing which licenses you need. The most common licenses new insurance agents get are the property & casualty license (P&C), life and health insurance license (L&H). The types of insurance products and policies you’ll be selling will determine which licenses you need.

Where can I go to get an insurance license?

Most folks choose to take their insurance pre-license course online. These courses are created specifically to give you the skills you need to pass the test. The types of licenses you choose (also known as “lines of authority”) will determine which courses you take.

How to become an insurance agent in Alaska-AK?

The first step to getting your insurance license is choosing which licenses you need. The most common licenses new insurance agents get are the property & casualty license (P&C) , life and health insurance license (L&H). The types of insurance products and policies you’ll be selling will determine which licenses you need.