If you share joint custody: You and your ex-spouse both will probably need to add the young drivers to your car insurance policies if the kids have regular access to cars at both homes. If your ex has primary custody: The teen drivers should be listed on your ex-spouse’s policy.

Can I stay on my ex husband’s auto insurance?

In general, insurance policies will cover only one household, the one where you and your vehicle reside, so you and your ex-spouse cannot keep one policy for the cars that both of you used to insure together when married and living together.

How do I get my ex off my car insurance?

To remove someone from your car insurance plan, you’ll need to be the primary named insured, or PNI, for your policy. Then, you’ll need to apply to your car insurance provider to have the person in question removed from your plan. They will need to provide written consent acknowledging this removal.

Who is responsible for car insurance if joint custody?

If joint custody is the case, it lies with the parent who has the kids most or during the majority of the school year. Most importantly, the young drivers should be listed somewhere on one of the parents’ car insurance policies. The parent not listing the kids should still talk to his insurance agent.

Can a teen be on a parent’s car insurance policy?

If Mom has sole custody, the teen driver should be on her car insurance policy, McChristian says. But if Mom and Dad share custody, both should include the teen on their policies.

Do you have to have car insurance if your ex has primary custody?

If your ex has primary custody: The teen drivers should be listed on your ex-spouse’s policy. Ask your insurer whether you need to list them on your policy if they drive a car at your house. If your teen driver has a car: Your teen will save money by getting coverage under a parent’s car insurance plan rather than getting a separate policy.

How much does car insurance cost for a teen driver?

NerdWallet research shows teens and their families, on average, can save $3,053 a year by getting coverage under a single policy. Talk to your insurer about which parent’s policy should cover the car, and check whether the teen should be listed as a driver on the other parent’s insurance as well.