When getting a new car insurance quote, you will be able to add up to three named drivers to your policy with most insurers and comparison sites, and you will need to provide some basic details about each named driver, such as: Title, first and last name.

Can I have two cars insured in my name?

Yes. If you own two cars and are the primary driver for both, you can insure both of them in your name. Just be sure that the primary driver is genuinely the main user of the vehicle, rather than any named drivers.

Does it matter who is the main driver on car insurance?

The most straightforward way to determine the main driver of a car is to ask yourself who drives it the most. That person should be identified as the main driver on any insurance policy. If, for example, you drive to and from work every day in the car, then you are considered the main driver.

Who is the main driver on car insurance?

The main driver (or vehicle policyholder) is the person who drives the vehicle most often and earns no claims discount. They do not need to be the principle policyholder but they must live at the same address as them.

Can I be second driver on my own car?

If you own a car and have your own insurance but there is another driver who sometimes uses your vehicle, you can usually add that person to your car insurance policy as a named driver.

How many cars can I list under one insurance policy?

The maximum allowable number of drivers and vehicles that can be insured on any particular car insurance policy will vary by company. While there is no set standard, most insurance companies will allow their customers to insure up to 4 drivers and 4 vehicles on a single policy. This does not mean that you cannot insure more drivers…

Do you have to have the same name on your car insurance policy?

In California, for example, the name on the car insurance policy and the name on the vehicle registration do not have to match. However, you’ll still need to provide proof of insurance in order to register the vehicle. If you do need to insure a car that you do not own, then compare insurance quotes online today.

When do I need a named Driver insurance policy?

Named driver policies are only appropriate if the named driver is not the main driver (main user) or the owner of the vehicle. Named drivers should be careful to avoid ‘fronting’, a form of insurance fraud. In some cases your own motor insurance policy may cover you for driving another person’s vehicle (providing they also have insurance).

What happens if I have more than one car insurance policy?

This does not mean that you cannot insure more drivers and/or vehicles with your car insurance company if that becomes necessary. What normally happens if you need to insure more vehicles or drivers than allowed is that your insurance provider will issue a secondary policy to cover any additional drivers or vehicles.