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How much does malpractice insurance policies usually cost medical doctors?

By Sebastian Wright |

On average, medical malpractice insurance costs $7,500 per year. Surgeons tend to pay between $30k and $50k in annual premiums. Other medical professionals typically pay between $4k and $12k per year, depending on their specialty and area of expertise.

Which doctor has the highest malpractice insurance?

Each of the specialties listed had a rate of claims more than double the average of all specialties, with neurosurgery having the most at 53.1 claims/1000 physician-years. Neurosurgery also had the highest mean payment from paid claims at $469,222 (dermatology had the lowest at $189,065).

What is the average cost of malpractice insurance for an anesthesiologist?

Below are undiscounted state filed rate data averages across all territories for $1m / $3m limits

SpecialtyAverage RateMax Rate
Anesthesiology$11,806$19,689
Emergency Medicine$22,190$37,127
Occupational Medicine$6,700$15,215
Obstetrics and Gynecology Major Surgery$42,127$84,380

Which specialty has the highest malpractice?

52%—and certain specialties see significantly more malpractice suits than others….

SpecialtyPercentage of physicians who’ve been sued
General surgery85%
Urology84%
Otolaryngology83%
OB-GYN and women’s health83%

What is the most common cause of malpractice suits against physicians?

misdiagnosis
Multiple studies have concluded that misdiagnosis is the most common cause of malpractice claims. Misdiagnosis includes failure to diagnose a medical problem that exists or making a diagnosis that is incorrect.

How much does an OB / GYN pay for malpractice insurance?

The malpractice premiums vary depending upon the specific field of specialization. As per the last year statistics, Obstetricians and gynecologists have been the ones who paid the highest rates, ranging from $85,000 to as much as $200,000. A doctor in internal medicine is also expected to pay over $20,000 per year.

How much does it cost to have medical malpractice insurance?

General surgeons in the state of California are currently paying between $20,000 and $32,000; In Minnesota, the annual premium is $10000. Obstetricians and gynecologists are the highest in California; it is costing doctors over $50,000 per year, which is still much lower as compared to other states.

Who is at higher risk for medical malpractice insurance?

In addition to the higher risk, some specialists will also require higher limits of liability coverage. Therefore specialities that fall into a riskier category will require higher premium rates. Those specialities include: Obstetricians. Neurosurgeons. Emergency room physicians. Cardiovascular surgeons.

How much does it cost to see an OB / GYN in California?

Obstetricians and gynecologists are the highest in California; it is costing doctors over $50,000 per year, which is still much lower as compared to other states. However, obstetricians and gynecologists who are practicing in Minnesota can be as low as $15,000.