How much is car insurance in Georgia? The average cost of minimum-coverage car insurance in Georgia is $84 per month, based on our research. The average cost of full-coverage car insurance in Georgia is $160 per month. Minimum-coverage car insurance includes only the coverage types and amounts a state requires.

Is Georgia car insurance high?

Car insurance in Georgia is expensive because the state has some of the most accident-prone highways in the country. Car insurance in Georgia is more expensive than the national average, which is around $1,500 annually for full coverage and about $600 per year for minimum coverage.

Why is Georgia car insurance so high?

Car insurance in Georgia is expensive because the state has some of the most accident-prone highways in the country. Georgia also gave insurance companies the right to raise premiums without the approval of the state insurance commissioner, which has caused rate hikes.

Is insurance higher in Georgia?

Car insurance pricing trends in Georgia A driver in Georgia typically now pays an average premium of $1,547 each year. The year-over-year trend in Georgia is leaning toward more expensive car insurance. Between 2015 and 2018, rates increased by an average of $386 each year.

How much does car insurance cost in Atlanta?

The average cost of car insurance in Atlanta is $1,638 per year, which is identical to the state average for Georgia. The cheapest insurance provider is USAA, with an average cost of $931 per year.

Why is Georgia insurance so high?

Why is GA car insurance so high?

Who is the cheapest car insurance company in Atlanta?

Georgia Farm Bureau offers Atlanta’s cheapest widely-available option for full-coverage car insurance. Geico offers the second-best rate, well ahead of the next-best option, Progressive. Georgia Farm Bureau’s rate of $1,599 per year was $797 less than Geico. Those two companies and USAA, at $1,572, were all less than the city average of $2,929.

What is the average cost of car insurance in Georgia?

ValuePenguin compared auto insurance quotes in Georgia to give the Peach State’s 6.5 million licensed drivers a sense of the best rates by city. Based on a sample driver profile, the average cost of car insurance in Georgia was $2,619 per year. However, that rate can be quite different from city to city, and indeed, from insurer to insurer.

Can you get free car insurance in Georgia?

No spam calls. Free quotes. Drivers with good driving records typically enjoy lower car insurance costs than drivers with histories of speeding tickets, at-fault accidents, or DUI citations. Georgia drivers without a recent at-fault accident save 37% on their car insurance, on average — a solid amount more than the national average of 32%.

Where can I get the cheapest car insurance?

NerdWallet analyzed rates from 30 auto insurers in the state and found the cheapest options for the following types of applicants. Young drivers may have to get a lot of quotes to find cheap car insurance.