A personal injury lawsuit allows victims to pursue compensation for damages resulting from injuries, just like a personal injury claim, but through a legal process.

What are the bodily injury limits?

Bodily injury liability limits California requires all motorists to carry at least $15,000 worth of bodily injury coverage to pay the medical bills of one person in an accident and $30,000 to cover the medical costs of more than one person.

What happens if you lose a personal injury claim?

If you lose your case for personal injury, you obviously won’t get any compensation no matter how badly you were injured. If a case is lost, it is because the person you are claiming compensation from has been found not liable for the accident or your injuries. This means that they don’t have to pay you any damages.

Are there limits to how much insurance will pay for a bodily injury claim?

Coverage limits are the maximum amount the insurance company will pay for a qualified claim. If you are severely injured and the at-fault person had low bodily injury coverage limits, the insurance company may hand over the limits as soon as liability is clear.

What happens if I get sued for more than my insurance?

If you have been sued for more than your coverage, your insurance company should issue you a letter warning you of that, and advising you of your right to consult a private attorney at your own expense.

Can a person get sued for a car accident in New York?

Also, in New York, a person suing for personal injuries because of a car accident must meet the “No Fault Threshold,” or else his lawsuit may be dismissed from court. The “threshold” requires either a fracture, or an injury that disables the person for 90 out of the 180 days following the accident.

What do you need to know about bodily injury liability?

What is bodily injury liability A bodily injury liability insurance definition is that it covers the costs when you have an accident that results in injuries to the other driver, their passengers or pedestrians. The costs covered include: Medical expenses from ambulance costs and hospitalization to equipment such as a walker or crutches.