The average cost of auto insurance in New Jersey is $1,592 per year — 3% more than the national average. Your auto insurance premiums are dictated by factors other than state lines. Auto insurance premiums price based on myriad factors, such as a driver’s marital status, driving history, credit rating, gender, and age.

How much is car insurance in NJ for a 30 year old?

Cheapest minimum coverage car insurance in New Jersey for 30-year-olds. Drivers in New Jersey who want their state’s minimum coverage can check with the following companies, which had the lowest average rates: State Farm: $263 per year. Geico: $392 per year.

How much is car insurance a month NJ?

How much is car insurance in New Jersey per month? The average monthly cost of car insurance in New Jersey is just over $146 per month for full coverage and about $71 per month for minimum coverage. Your actual premium will vary based on your individual rating factors.

What’s the average car insurance cost in New Jersey?

What’s the Average Cost of Car Insurance in New Jersey? By Kristine Lee Updated March 31, 2021. The average cost of auto insurance in New Jersey is $1,592 per year — 3% more than the national average. Your auto insurance premiums are dictated by factors other than state lines.

Which is the best auto insurance company in New Jersey?

State Farm is known for offering affordable rates in New Jersey. The company also provides customizable coverage options and discounts. State Farm is especially affordable for teen drivers and college student drivers. Looking to save money on auto insurance?

What kind of insurance do you need in New Jersey?

New Jersey is a no-fault state, requiring drivers to carry personal injury protection, or PIP, in addition to liability insurance. New Jersey is unique in that it has two sets of requirements for minimum insurance coverage, in the form of a Basic Policy and a Standard Policy.

What are average car insurance rates for drivers?

Averages for customized rates are based on drivers’ ages and gender for the following coverage levels: state minimum liability, liability of 50/100/50 and 100/300/100 with $500 deductible on comprehensive and collision. These hypothetical drivers have clean records and good credit. Average rates are for comparative purposes.