After you get divorced, you may be able to temporarily keep your health coverage through a law known as “COBRA.” If your former spouse got insurance through an employer that has at least 20 employees, COBRA lets you stay on that plan for up to 36 months.

How long can a spouse stay on insurance after divorce?

36 months
Federal law dictates that health insurance coverage ends as soon as you are divorced. However, most insurance plans allow an ex-spouse to get health insurance through COBRA for up to 36 months following a divorce.

What happens to your life insurance if your ex spouse dies?

If your spouse or ex-spouse died, had life insurance, and did not name you as beneficiary, you may still have a right to some or all of the death benefit depending upon the circumstances. If you are an ex-spouse and your life insurance claim was denied, you may still be paid.

Who is entitled to life insurance after divorce?

Questions about ex-spouses’ rights to the life insurance policy of their deceased former spouses come up very frequently in our practice. This area of law can be quite confusing to many people because there is no universal rule on who receives life insurance after divorce.

How to exclude a spouse as life insurance beneficiary?

How to Exclude a Spouse as Life Insurance Beneficiary In community property states, spouses can execute a “property status agreement” that gives them the legal, binding ability to exclude their life insurance from marital property and effectively name someone other than their spouse as beneficiary.

Can a man be the beneficiary of his ex wife?

Because the policy hadn’t been updated to name the man’s new wife, his ex-wife was declared the legal beneficiary. Sometimes, however, it is not the ex-spouse that is the direct beneficiary but rather his or her extended family.