Even if you aren’t driving the car, you’ll still need to maintain the minimum levels of insurance they require, or you’ll be breaking the law.

Do I need car insurance if I don’t drive my car in Ontario?

But, if you’re not planning to drive it home, you’re fine without insurance. If you’ve bought a car and just want to get it in your name, you don’t need it, says Ontario’s Ministry of Transportation (MTO).

Can I drive others car with my insurance?

An any driver insurance policy allows anyone to drive your car at any time. There’s no limit to how many people can drive the car, so any friends or family, who have your permission, are legally insured to drive it.

Do you have to have insurance on a car you don’t drive?

“If you intend to drive it at any time, even if for months at a time you don’t drive, you will need to at least have liability coverage on the vehicle. Should you let your insurance lapse, your registration, too, would become invalid.”

Can you cancel car insurance on a car not being driven?

You cannot cancel car insurance on a car not being driven if that vehicle is still registered with the state. When you register a vehicle, the DMV requires proof of insurance, so you must maintain the minimum amount of liability auto insurance on a car not being driven.

Do you have to have car insurance when you are on vacation?

If you’re financing your car and it’s going to stay parked for the season or while you’re on vacation, you have to keep more than just liability coverage on it. In addition to what’s required by law, you’ll have to keep comprehensive and collision on the vehicle.

Do you have to have insurance on a broken car?

If absolutely no one will be driving the broken car, you may be able to drop it. However, if your current policy protects the vehicle in the event of a flood, fire, theft or other non-driving damage, then canceling would be a risky move. Furthermore, in nearly all states, state law generally requires that any registered vehicle be insured.