The good news is, no matter what your personal loan needs are, reputable lenders still want your business — despite your imperfect credit history. Below is a summary of the best personal loans for bad credit, along with links to each lender’s secure online loan application.

Can you get a loan with a low credit score?

Having bad credit makes it harder to borrow money, and you’re likely to be saddled with high interest rates, high fees, and limited loan amounts. While a low credit score increases an unsecured loan’s overall cost, the loan can be structured with a longer term to make the monthly payments more affordable.

How much money can you get with bad credit?

You are under no obligation to use this website or service to initiate, contact, nor apply for credit or any loan product with any service provider or lender. Loan amounts vary from $500 and $35,000 but not all lenders can provide up to $35,000.

Which is an example of a bad credit loan?

One example of a bad credit loan to avoid is a payday loan. This is a short-term, small amount loan that provides quick cash but incredibly high-interest rates — sometimes as high as 400%. This option can be tempting because virtually anyone can get approved, including those with the lowest of credit scores.

Rescue Credit can assist you with getting a bad credit personal loan if you have bad credit. We understand that a bad credit rating is not always a real reflection of a person’s attitude or ability towards repaying their debts and as a result we have been able to assist many other people with getting a bad credit personal loan.

Where can I get a loan with a discharged bankruptcy?

For more than 20 years, CreditLoan has helped connect consumers with lenders that specialize in personal loan, car loan, and mortgage loan options. Today, the network specializes in bad credit loans that will not reject you solely because you have a discharged bankruptcy.

Can a payday loan be a bad credit loan?

Bad credit personal loans are not necessarily payday loans but instead the term of these loans can be as long as 12 or more months and this gives you an opportunity to get your foot in the door with the financial institutions again and prove yourself to them.

How old do you have to be to get a bad credit loan?

BadCreditLoans has several loan options for consumers who have bad credit, no credit, or are looking to rebound following a bankruptcy. If you qualify, you could receive more than one loan offer of up to $10,000. To qualify, a borrower must be at least 18 years or older with proof of citizenship or legal residency.