It is recommended that you only contact your attorney if you or your passengers sustained any injuries due to the accident. An attorney can help your case with some expert advice, but it’s a route that should only be explored if absolutely necessary.

Is it worth suing after a car accident?

In most cases, suing after an auto accident is unnecessary. If nobody was hurt and the other driver has auto insurance, chances are their insurance company will reimburse you for the cost of your repairs. In some instances, however, it’s a good idea to sue.

What to do if your insurance company denies your claim?

Smart-phone cameras, insurers’ apps, Web tools and other resources can help you prepare before a claim, submit information and gather evidence to support your case if your claim is denied.

What happens if I make a claim against someone elses car insurance?

You might get that deductible amount back later if your insurance company goes after reimbursement from the other person’s insurer. If you have rental reimbursement coverage, you could tap that was well for a rental while your vehicle is in the repair shop for a collision claim.

Can a car repair be done without an insurance claim?

If you are responsible for the damage due to having struck an object, your claim will be processed under your collision coverage, and you will be found at fault in the accident. This can result in a rate increase. In some cases, it makes more sense to have the repair done without an insurance claim, depending on the extent of the damage.

When does an insurer refuse to pay a claim?

Your insurer refuses your claim When you try to make a claim on your insurance policy, you may find that your insurer refuses your claim or does not pay out the full amount you are asking for. This page tells you why an insurer might decide to do this.