Cooperate with your homeowners’ insurance company. If your homeowners’ insurance company is stalling or using delay tactics to avoid paying out your claim, contact a skilled attorney to defend your rights and help you obtain the compensation you deserve.

Can you sue an insurance company for taking too long?

Unfortunately, you can’t sue them for taking too long to pay. You can only sue for the actual damages you’ve incurred as a result of the accident. If you haven’t been able to get your insurance company to settle your claim, you need an experienced personal injury attorney on your side.

Why do insurance companies stall?

The insurance company might stall the case in hopes that you’ll give up. They might use delays to intimidate you. They might also stall in hopes that you’ll become tired of waiting and settle for a low amount.

What to do if your insurance company is stalling payment?

If you are trying to settle with an insurance company that is continuing to stall payment on an accident claim, you may be able to speed up the process by pressuring them to settle sooner. If you are unable to settle the claim faster yourself, you can also hire an attorney to help you.

How long does it take for an insurance company to pay out a claim?

Insurers differ in how long they pay out claims, but most insurers complete the process within 30 days. It depends on the specific claim, though. For instance, personal injury claims take longer to resolve since they involve a person’s health with doctors and hospitals.

What happens when you claim against your own insurance company?

But (and perhaps not surprisingly) your own insurance company may try to limit its obligation to pay you when you make a claim under your own policy. When making a claim with your own insurer, remember to aggressively state your claim as if you were dealing with someone else’s insurance company.

When does an insurance company have to pay a claim in Texas?

If the claim is accepted, payment must be made within 30 days from the date settlement was reached. In Texas, the acknowledgment must come within 15 days, and approval or denial of the claim within 15 days after receipt of all requested information.