Best Mobile Home Insurance Companies

• Allstate Includes many specialized coverages and a slew of unique discounts.
• American Family.
• American Modern (AMIG)
• Assurant Mobile home insurance partner for GEICO, Progressive, and Liberty Mutual.
• Farmers.
• Foremost Touts itself as the first insurance company to insure mobile homes.

Is it hard to get insurance on a mobile home?

While getting quotes for mobile homes online is difficult, it becomes increasingly difficult for older mobile homes. An independent agent can likely get you a quote for a mobile home insurance company in your area. You may have to purchase coverage through a regional insurance company rather than a national one.

Is mobile home insurance more expensive?

Mobile home insurance is more expensive because of the reduced ability of mobile and manufactured homes to withstand incidents, such as floods and fires. Mobile homes are also at a higher risk for theft and vandalism.

What is the difference between a double wide mobile home and a modular home?

Both mobile homes and manufactured homes are prefabricated structures, built in a factory on a permanently attached chassis before being transported to site. A modular home, on the other hand, is built to the same local, county, and state building codes as a site-built home.

How much does it cost to insure a park model home?

The average cost of mobile home insurance is typically between $500 and $1,100 per year, according to American Modern Insurance Group.

Who owns Foremost Insurance?

Farmers Insurance Group
Foremost Insurance Group/Parent organizations

Are there any insurance companies that offer mobile home insurance?

“Not all insurance companies offer mobile home insurance or offer policies in all states, so you’ll need to shop around,” says Carole Walker, executive director of the Rocky Mountain Insurance Association. Fortunately, in many places, the same insurance companies that sell traditional homeowners insurance also sell mobile home insurance.

How to contact a manufactured home insurance agent?

You can reach a mobile or manufactured home insurance sales agent at (800) 841-2964. Mobile or Manufactured Home Insurance: Get the answers you’re looking for. What’s the difference between mobile and manufactured homes?

Who is the leader in mobile home insurance?

Perfect, because Foremost is the #1 market leader for mobile home insurance in the nation. Is this for you? Foremost began insuring mobile homes nearly 70 years ago, knows the industry and is the top insurer of mobile homes in the nation, so why not go with the leader.

Who is the best insurance company for manufactured homes in Florida?

Citizens Insurance (#4) is the state run company of last resort. State Farm, Allstate, Nationwide, Liberty Mutual, Geico, and Progressive do not offer policies for manufactured homes in Florida. Remember, the largest companies may not be the best for your home. They may just be the only company offering insurance in a particular area.