FICO Score 8
Auto lenders most commonly use the FICO Score 8 system When you submit your credit information to a dealership or directly to a lender to apply for an auto loan, the information they pull from the credit bureaus is typically under the FICO Score 8 scoring model.

Can I buy a car with a 652 credit score?

There is no specific minimum credit score required to buy a car. The average used-car buyer had a score of 652. And the average U.S. consumer has a score of 669, according to WalletHub data. Furthermore, people with fair credit pay roughly five times more in auto loan interest than folks with excellent credit.

Is 714 a good credit score for buying a car?

A 714 credit score is considered a good credit score by many lenders. “Good” score range identified based on 2021 Credit Karma data. With good credit scores, you might be more likely to qualify for mortgages and auto loans with lower interest rates and better terms.

What should my credit score be to get a car loan?

Typically, a credit score of 700 or higher will put you in a good position to find favorable auto loan terms. If your credit score is lower, you’ll probably be offered a higher interest rate. And the lower it is, the more you’re likely to pay. If your credit score is very poor—less than 450—then you may not be able to get a car loan. 1 

How can I Check my FICO Auto Score?

You can check your FICO ® Auto Score by purchasing your credit reports and scores by enrolling in a credit monitoring product. However, there are also many ways to check your other credit scores for free.

Can you buy a car with no credit?

Figuring out how to buy a car with no credit history when lenders often require a good credit score to qualify for a car loan is a paradox that can seem insurmountable. Unless you have enough cash to buy a car outright, you’ll probably need financing. But what if you have no credit history?

How can I find out what my credit score is?

To find out your score, you can check with the credit bureaus or use a third-party provider like Credit Karma or Credit Sesame. Many banks and credit card companies will give you access to your credit score as well.