Initial Accident Hospitalization Benefit Aflac will pay $1,000 when a covered person is confined to a hospital for at least 24 hours for injuries sustained in a covered accident. If the covered person is admitted directly to an intensive care unit, Aflac will pay $2,000.

What is included in accident insurance?

Personal Accident insurance provides a cash payment to you or your beneficiary if you suffer a serious, permanent injury as a result of an accident, including: Loss of a limb. Permanent loss of the use of a limb. Hearing loss.

What is a common carrier accident Aflac?

COMMON-CARRIER ACCIDENT: An accident, occurring on or after the effective date of coverage and while coverage is in force, directly involving a common-carrier vehicle in which a covered person is a passenger at the time of the accident.

What is considered an accidental injury?

Accidental injury as the name suggests delineates all those types of injuries which are the outcome of a mishap. Falls, cuts, burns, road accidents, bites, stings, and drowning are examples of accidental injuries. Accidents can happen at any time and accidental injury is a significant cause of death.

What does Aflac pay you for?

ACCIDENT SPECIFIC-SUM INJURIES BENEFITS: When a Covered Person receives treatment under the care of a Physician for Injuries sustained in a covered accident, Aflac will pay specified benefits ranging from $35– $12,500 for dislocations, burns, skin grafts, eye injuries, lacerations, fractures, concussion, emergency …

Does Aflac pay for doctor visits?

Physician Visits Benefit Aflac will pay the amount for the level chosen when a covered person incurs a charge for a physician visit. Services must be under the supervision of a physician. This is a health maintenance benefit; the sickness of a covered person is not required for this benefit to be payable.

Does Aflac pay for crowns?

Aflac Dental provides benefits for periodic checkups and cleanings, x-rays, fillings, crowns, and much more.

What are examples of accidental injuries?

Some of the most common types of unintentional injuries in the United States include: motor vehicle accidents, suffocation, drowning, poisoning, fire/burns, falls and sports and recreation [2].

What happens in the event of an Aflac accident?

We pay you cash benefits in the event of a covered injury, so you can focus on recovery instead of your finances. Aflac offers supplemental accident insurance that helps with what your health insurance plan might not cover. We pay cash benefits directly to you (unless assigned otherwise) to be used however you choose. Trouble strikes.

What does Aflac Accident Indemnity advantage insurance cover?

Aflac Accident Indemnity Advantage policies are intended to supplement major medical programs and cannot replace comprehensive health insurance coverage packages. Rather, these policies are designed to pay cash benefits to designated recipients in the event of an accident or unforeseen injury.

Do you have to pay out of pocket for Aflac Insurance?

Aflac accident insurance coverage can ensure you don’t have to pay out-of-pocket expenses. Get an accident insurance quote from Aflac today! Aflac provides supplemental insurance for individuals and groups to help pay benefits major medical doesn’t cover.

How long does Aflac pay for hospital confinement?

Aflac will pay this benefit up to 365 days per covered accident, per Covered Person. Hospital Confinements must start within 30 days of the accident. The Accident Hospital Confinement Benefit and the Rehabilitation Facility Benefit will not be paid on the same day.