Public liability insurance is often a very important cover for pest controllers and most other trades, as it can protect you if someone is injured or their property is damaged because of your business.

Is insect damage covered by insurance?

Most homeowners insurance policies will not cover pest infestations or related damages. Insurance providers draw a line between preventable and unexpected damages. Unexpected damage can be covered in homeowners insurance policies, even if it was related to a pest infestation.

How much is a pest control plan?

According to HomeGuide.com the average cost for a pest control visit from a professional contractor was $170 as of January 2018, with a general range of $100 to $270. Meanwhile, HomeAdvisor.com says the average range for a single visit $108 to $260, with the national average at $173.

Is Bed bugs covered by home insurance?

Bed bugs, termites, and other pests are excluded from homeowners insurance policies because they are seen as a preventable hazard. Bed bug infestations are considered a matter of home upkeep, whereas fire damage or lightning strikes are not.

Does House insurance Cover rodent infestation?

Does your home insurance cover mice or rat damage? Most home insurance policies do not include rodent damage or rat damage as an insurable risk. Generally, insurance policies do not cover damage caused by poor maintenance, or damage resulting from wear and tear.

How much does pest control insurance cost per year?

Premiums start at around $550 per year, making insurance for your pest control business extremely affordable. Our pest control insurance programs offer many benefits including: A+ rated and fully admitted programs. General liability and professional liability included with flexible coverage limits.

Who are the insurance brokers for pest control?

Wymark Insurance Brokers arranges insurance for many pest control businesses, so we understand the risks in the industry. Through our exclusive relationships we arrange public liability and professional indemnity tailored to meet your business’s needs.

What kind of insurance does an exterminator have?

Pest Control Insurance – Exterminator Insurance. The Pest Control Insurance – Exterminator Insurance policy provides outstanding protection for thousands of maintenance service businesses throughout the United States.

What does wildlife and pest control insurance cover?

A wildlife & pest control insurance policy provides coverage for many of the financial troubles that are associated with legal issues. Below is a look at what this type of insurance policy covers: Product Liability Coverage – If your company provides products to the general public, there is a chance that you could end up facing legal action.