There is one main form of insurance which is required by most cleaning contractors, and that is public liability cover. If you undertake work for real estate agencies, property managers, shopping centres or commercial building managers you will most likely find that public liability insurance is mandatory.

Do I need insurance to sell homemade soap?

Public liability is usually required. Most insurance providers will have more information. Sometimes the market itself is covered. They will let you know and usually ask for a donation to be included under their insurance.

How much does cleaning service business insurance cost?

Among cleaning businesses that purchase general liability insurance with Insureon, 16% pay less than $500 per year and 69% pay between $500 and $1,000 per year. High-risk businesses typically pay more for this policy. Policy limits determine how much your insurer will pay on covered claims.

What’s the general liability limit for a cleaning company?

Most cleaning professionals (90%) choose general liability policies with a $1 million per-occurrence limit and a $2 million aggregate limit. As your small business grows, you may need to expand your policy limits.

What kind of insurance do I need as a cleaning contractor?

Cleaning contractors have access to a range of insurance products, but public liability is by far the most popular. As a cleaner there are plenty of risks that you face when it comes to property damage and personal injury, which are the two main events covered by public liability insurance.

How much does house cleaning and maid insurance cost?

How Much Does House Cleaning and Maid Insurance Cost? The average price of a standard $1,000,000/$2,000,000 General Liability Insurance policy for small house cleaners and maids ranges from $27 to $49 per month based on location, size, payroll, sales and experience.