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What is the Aflac plus rider?

By Olivia Norman |

The Aflac Plus Rider adds extra cash payouts — up to $5,000 — to existing/eligible Aflac Accident, Hospital Advantage and Short-Term Disability plans. It’s a better way to help ensure your employees have an extra level of financial protection for what major medical doesn’t cover.

What is a specified disease rider?

When you add this rider to your group cancer insurance coverage, you add valuable coverage related to the following specified diseases. Specified Diseases. • Adrenal Hypofunction. (Addison’s Disease)

How much does Aflac pay for stroke?

the above example is based on a scenario for Aflac critical care and recovery – Plan 2 that includes the following benefit conditions: stroke (first-occurrence Benefit) of $5,000, Hospital Intensive care Unit Benefit (3 days) of $2,100, Hospital confinement Benefit (5 days) of $1,500, continuing care Benefit (30 days) …

What is Aflac value Rider?

AFLAC VALUE RIDER Pays $1,000 every 5 years while the policy is in force (up to five times), less any disability claims paid or $100, whichever is greater. DISABILITY BENEFIT FOR ON-THE-JOB INJURY RIDER Provides benefits if a disability is caused by a covered on-the-job injury while coverage is in force.

Does Aflac cover Alzheimer’s?

With the Aflac Plus Rider, policyholders will be able to reduce out-of-pocket expenses associated with serious accidents and illnesses such as heart attacks, strokes, diabetes, traumatic brain injury, sustained multiple sclerosis, advanced Alzheimer’s disease, advanced Parkinson’s disease and many more.

Does Aflac cover Lyme disease?

Tier Two Critical Illness Events are: Encephalitis, Bacterial Meningitis, Lyme Disease, Sickle Cell Anemia, Cerebral Palsy, Necrotizing Fasciitis, Osteomyelitis, Systemic Lupus, or Cystic Fibrosis. Coverage is provided for the benefits outlined in (3) Benefits.

Does Aflac pay for lab work?

LABORATORY TEST AND X-RAY BENEFIT: Aflac will pay $35 when a Covered Person requires, and incurs a charge for, a laboratory test or an X-ray. The laboratory test or X- ray must be performed in a Hospital, Medical Diagnostic Imaging Center, Physician’s office, an Urgent Care Center, or an Ambulatory Surgical Center.

How much will Aflac pay me for a colonoscopy?

Aflac will pay $75 per calendar year when a charge is incurred for one of the following: breast ultrasound, biopsy, flexible sigmoidoscopy, hemocult stool specimen, chest X-ray, CEA (blood test for colon cancer), CA 125 (blood test for ovarian cancer), PSA (blood test for prostate cancer), thermography, colonoscopy, or …

What is Aflac insurance good for?

Provides a lump-sum cash benefit if you’re diagnosed and treated for a covered critical illness event. Helps ease the financial burden associated with hospital stays due to a covered accident or illness by providing cash benefits. Provides benefits for covered dental exams and procedures.

What are the benefits of Aflac medical insurance?

The benefit of this insurance is that it will cover your out of pockets cost which are not covered by your general medical insurance. Other medical insurances pay directly to your hospitals or doctors, but this policy will guarantee that you don’t run out of the cash as the hospitals add bill very fast. How Much Does Aflac Pay for Stitches?

How much does Aflac pay for a torn rotator cuff?

Benefit for this policy is payable only once per covered accident, per individual. How Much Does Aflac Pay for a Torn Rotator Cuff? Aflac pay $625 for the treatment of torn rotator cuffs which requires a surgical procedure. The treatment should be done within a year of the accident which has been insured through Aflac accidental policy.

Where can I get a copy of my Aflac Insurance certificate?

Please refer to the policy or certificate for benefit amounts and benefits eligibility. This information can be accessed at myaflac.com. Group insureds can visit aflacgroupinsurance.com or call customer service at 1-800-433-3036 to request a copy of their certificate.

How much does Aflac pay for crutches per person?

If you are advised by the physician to take crutches and you have taken the insurance from aflac, than they are entitled to pay $125 for the crutches. This amount is to be paid only once by the Aflac per person covered. How Much Does Aflac Pay for Short Term Disability?