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What is the highest state for uninsured motorists?

By Christopher Martinez |

Mississippi
Top 10 Highest And Lowest States By Estimated Percentage Of Uninsured Motorists, 2019 (1)

Highest
RankStatePercent uninsured
1Mississippi29.4%
2Michigan25.5
3Tennessee23.7

How many drivers in Florida are uninsured?

More than 20% of Florida drivers are uninsured, new study says. More than one in five Florida drivers are on the roads without insurance, according to a new study by the Insurance Research Council. Florida was the sixth-worst state in the nation for uninsured motorists with a rate of 20.4% driving unprotected.

Do you have to have uninsured motorist insurance?

Twenty-one states require drivers to have uninsured motorist insurance, while 14 require UIM. Even where it’s not required, uninsured motorist insurance is a good investment, especially in states with high rates of uninsured driving.

Where are the most uninsured motorists in the US?

Uninsured motorist rates by state State UM Rate 2015 UM Rate 2009 Difference Alabama 18.4% 22.0% -3.6% Alaska 15.4% 13.0% 2.4% Arizona 12.0% 12.0% 0.0% Arkansas 16.6% 16.0% 0.6%

Do you need uninsured motorist coverage in Rhode Island?

A variety of states require some form of underinsured or uninsured motorist coverage. If your state is not listed in the chart below, you are not required to purchase coverage, but you may still want to for your own peace of mind. *UM/UIM is only required in Rhode Island if you purchase more than the minimum amount of liability coverage.

What kind of insurance do I need as an underinsured driver?

Some states only require drivers to purchase uninsured motorist coverage, while others also require underinsured motorist. The most common type of uninsured/underinsured motorist coverage is bodily injury, which pays for your medical expenses, pain and suffering, loss of income, and funeral costs.