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What is the required insurance coverage you must have?

By Olivia Norman |

California requires drivers to carry at least the following auto insurance coverages: Bodily injury liability coverage: $15,000 per person / $30,000 per accident minimum. Property damage liability coverage: $5,000 minimum. Uninsured motorist bodily injury coverage¹: $15,000 per person / $30,000 per accident minimum.

What auto insurance coverage is required on all cars?

Auto liability coverage
Auto liability coverage is mandatory in most states. Drivers are legally required to purchase at least the minimum amount of liability coverage set by state law. Liability coverage has two components: Bodily injury liability may help pay for costs related to another person’s injuries if you cause an accident.

What are the minimum insurance requirements for a car?

If your state minimum insurance requirements are 25/50/20. The first two numbers refer to bodily injury liability limits and the third number refers to the property damage liability limit.

What do you need to know about car insurance?

Auto liability coverage is mandatory in most states. Drivers are legally required to purchase at least the minimum amount of liability coverage set by state law. Liability coverage has two components: Bodily injury liability may help pay for costs related to another person’s injuries if you cause an accident.

How much car insurance do you need in Alabama?

Every state in the nation except for New Hampshire requires you to have liability insurance. In Alabama, for example, the minimum requirements are $25,000 of bodily injury liability for one person, $50,000 bodily injury liability for all people in an accident, and $25,000 of property damage liability.

Do you have to have liability insurance on your car?

Auto liability coverage is mandatory in most states. Drivers are legally required to purchase at least the minimum amount of liability coverage set by state law. Liability coverage has two components: