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What is the Torrens system of recording?

By Sophia Koch |

A system for recording land titles under which a court may direct the issuance of a certificate of title upon application by the landowner. Real estate that is recorded using this method is also called registered property or Torrens property. …

How do I find out the mortgage amount on a property?

You can easily see if this exists by simply calling the county clerk’s office or by visiting their website. Those that have a page like this will list the property information, date of default and the balances owed on each of the mortgages on the property.

What mortgage information is public?

When it comes to mortgages, the borrower’s name, property address and amount owed are considered public record. That means anyone can conduct a search and obtain this information. This information gives potential buyers an idea of how much money is still owed on the home.

Where can I find public records for my mortgage?

Zillow and Trulia show similar information. The mortgage records you need to access will be filed with the county the property resides in. You can either visit that county’s public records or clerk’s office in person, or check their website to see if a search can be conducted online.

Where can I find out which mortgage company owns my house?

Mortgages are recorded documents and public record. You can find out which mortgage company owns the note on a house by browsing the online records for the county or city where the property is located. Where online records are not available, you can review the mortgage deed in person at the county or city recorder’s office.

Is the homeowners insurance policy a public record?

The short answer is no, a homeowner’s policy is not a public record. However, it’s possible in some states to discover another person’s insurance company through public documents and,if necessary, to raise the possibility of a third party claim directly to the company (for instance,…

Where can I find a copy of my mortgage?

This includes locating a copy of the home’s current mortgage records. Since this information is public, you have every right to access it.