If the accident isn’t your fault, then the responsible party should be liable to repair your vehicle or property. And even if the driver doesn’t have insurance, the good news is that you still may be able to cover your damages.

What happens when someone hits you without insurance?

Drivers must generally file a claim against your insurance company to seek compensation. An insurance agent may handle the claim on your behalf. In some cases, a driver may also file a lawsuit against you in court. You may wish to contact a law firm if you are accused of causing an accident in California.

What to do if someone doesn’t have car insurance?

Here’s what to do if someone who doesn’t have car insurance hits your vehicle and damages it or injures you. Nearly every state in the US requires its drivers to own at least a minimum amount of liability coverage. Still, there are those who don’t buy even that much car insurance—despite it being against the law.

What to do if you get hit by an uninsured driver?

Making your insurance claim is quickly done with these simple steps: Call the police and report your accident. You’re given a report to fill out that validates the authenticity of your accident. The uninsured driver may offer you money to cover your car’s damages.

What should I do if someone hits my Car?

One of the first things you should do is call 911 , even if no one is injured. The responding officer, or officers, will write up a police report documenting the accident, which may be necessary to make an insurance claim on the damage. You should also try to collect as much information as possible.

What happens if I get hit by someone without car insurance?

As a practical matter, drivers who don’t have car insurance rarely have the means to pay for your injuries out of pocket. So even if you have been in an auto accident and its not your fault, it may be difficult to get the person to pay out of their own pocket.