age 62
You can claim spousal benefits as early as age 62, but you won’t receive as much as if you wait until your own full retirement age. For example, if your full retirement age is 67 and you choose to claim spousal benefits at 62, you’d receive a benefit that’s equal to 32.5% of your spouse’s full benefit amount.

Can my wife get retirement benefits?

A spouse can choose to retire as early as age 62, but doing so may result in a benefit as little as 32.5 percent of the worker’s primary insurance amount. A spousal benefit is reduced 25/36 of one percent for each month before normal retirement age, up to 36 months.

Is the first wife entitled to retirement benefits?

You cannot currently be married. As a former spouse, you must be entitled to receive Social Security retirement or disability benefits at the time the former spouse applies (whether or not the former spouse has actually started collecting benefits).

What happens to spouses Social Security benefits when they reach full retirement age?

Your full spouse’s benefit could be up to one-half the amount your spouse is entitled to receive at their full retirement age. If you choose to begin receiving spouse’s benefits before you reach full retirement age, your benefit amount will be permanently reduced.

When do you start receiving Social Security retirement benefits?

However, the actual amount you receive each month depends on when you start receiving benefits. You can start your retirement benefit at any point from age 62 up until age 70, and your benefit will be higher the longer you delay starting it.

How much money does Mary Ann get from Social Security?

Mary Ann qualifies for a retirement benefit of $250 and a spouse’s benefit of $400. At her full retirement age, she will receive her own $250 retirement benefit, and we will add $150 from her spouse’s benefit, for a total of $400.

When do widows get their Social Security benefits?

If you are already receiving reduced benefits when you die, survivors benefits are based on that amount. Widows benefits are payable as early as age 60 (for a reduced benefit) or a full widows benefit at full retirement age or older. Use our Survivors Planner to look at how your family members are protected if you die.