The National Association of Insurance Commissioners (NAIC) has a “Life Insurance Company Location System” to help you find state insurance department officials who can help to identify companies that might have written life insurance on the deceased.

Is there a way to find an unclaimed life insurance policy?

Unfortunately, there isn’t an unclaimed life insurance database that makes it easy to check for a lost policy. But with some thorough research, it’s possible to find an unclaimed life insurance policy and get your life insurance check if you’re entitled to one. What is an unclaimed life insurance policy?

Where can I find evidence of a life insurance policy?

Another place to look for evidence of a life insurance policy is on the deceased’s income tax returns from recent years. Life insurance companies pay interest on permanent policies with cash value and charge interest on policy loans. If the person’s tax returns reflect this, it’s likely they had an active life insurance policy.

What to do if you dont have a life insurance policy?

If you know you’re the beneficiary of a life insurance policy but don’t have a copy of the policy on hand, here’s what you can do: If you know which life insurance carrier issued the policy, you can directly contact that company. The insurance company should have the policy on file.

Some state insurance departments will help you find a lost life insurance policy. Currently, 29 states offer this as a free service. Start by using the National Association of Insurance Commissioners (NAIC) Life Insurance Policy Locator to find a department official who can help you search for the unclaimed policy.

How can I find out if my MetLife policy has been paid?

Try modifying your search (how? But it could be that no MetLife policy existed for them. It’s also possible that the policy proceeds were already paid under the policy or that the policy proceeds were already escheated to the state (see above). Check with the unclaimed funds websitefor your state or your loved one’s state.