If you are a short-term investor, bank CDs and Treasury securities are a good bet. If you are investing for a longer time period, fixed or indexed annuities or even indexed universal life insurance products can provide better returns than Treasury bonds.

How can you protect yourself from a stock market crash?

How to Protect Your 401(k) From a Stock Market Crash

1. Diversification and Asset Allocation.
2. Rebalance Your Portfolio.
3. Have Cash on Hand.
4. Keep Contributing to Your 401(k)
5. Don’t Panic and Withdraw Your Money Early.
6. Bottom Line.
7. Tips for Protecting Your 401(k)

How are bonds safe in a stock market crash?

Are Bonds Safe in a Stock Market Crash? Bonds used to be the ‘safety’ investments that investors could count on when stocks tumbled. That’s been the rule over the last 30 years because interest rates have been on a long, downward trend. Since bond prices increase when interest rates fall, bonds have always provided this upside protection.

Is it possible for the stock market to crash?

It has happened before. It can happen again. If it does, years of hard-earned savings and retirement funds could be wiped out in hours. Fortunately, there are steps you can take to shield the bulk of your assets from a market crash or even a global economic depression.

Where to put your money if you think the market is headed for a crash?

If you really believe the market is headed for an imminent crash, there are all sorts of places you could invest your money.

When was the last time the stock market crashed?

The last 50 years has seen seven periods where stocks fell more than 20% from their peak, with the last two in 2000 and 2008 being the worst of the group. Seven crashes in 50 years doesn’t sound so bad but there’s also been 19 corrections where the S&P 500 fell more than 10% from its peak level.