the family
“Generally the family is responsible for the headstone,” said Janway.

Are collectibles covered by homeowners insurance?

Homeowners insurance usually either does not cover collectibles or imposes a low limit on the coverage. If you have valuable collections, it is generally wise to arrange for separate coverage of them. You need to document your collection and have it appraised before insuring it.

What are the four main things protected under homeowners insurance?

In short, homeowners insurance helps protect you, your home and your belongings from a variety of unexpected events. A standard policy includes four key types of coverage: dwelling, other structures, personal property and liability.

Which side of the husband is the wife buried?

Most cemeteries bury husbands on the south side of a burial plot, with their wives on the north.

Can a homeowners insurance policy cover a headstone?

Though tragedies like theft, vandalism, and storm damage can be heartbreaking or infuriating, it’s good to know that homeowners insurance can provide coverage should disaster strike. Does My Homeowners Insurance Policy Cover Headstone and Funerary Items? Most likely, yes.

Do you need insurance for a grave marker?

Though caring for the memorial of a loved one’s death can be emotionally difficult, the good news is that homeowners insurance can provide coverage for grave markers, urns, and other funerary items. Our independent insurance agents are here to help you get set up with the right homeowners insurance for your specific needs.

Can a memorial be covered under an insurance policy?

Fortunately. even Mother Nature’s vandalism can be a covered peril under the right insurance policy. You put a lot of thought and care into your loved one’s memorial, and understandably you want to keep it looking sharp. Coverage can help keep these memorials in pristine condition.

Can a funerary item cover damage to a grave?

Luckily, funerary item coverage can pay for the restoration of memorials after an upsetting incident. Storm damage: The other big foe of grave markers is storm damage—mainly from lightning strikes. Lightning and other harsh storm elements can cause severe damage or destruction to grave markers.