OneMain Finance Corporation
Ocean Finance/Parent organizations

Is Ocean part of Capital One?

The Ocean Credit Card is issued by Capital One (Europe) plc and has an interest rate of 39.9% APR representative variable with no annual fee.

Is Ocean finance a broker?

We are a broker and we arrange secured loans from a panel of lenders. We receive commission upon completion. A broker fee of 12% of the net loan amount, set at a minimum of £995 and capped at a maximum of £3,995 is payable upon completion and can be added to your loan.

How do I contact Ocean Finance?

Alternatively, you can give them a call on 0800 952 5267.

Is Tappily a payday loan?

Tappily will also automatically take repayments when you have cash coming in. Underlying Tappily’s unique approach are some relatively high rates – lower than short-term, payday-style lenders, but higher than most credit cards.

Is Capital One same as ocean credit card?

Ocean Finance (with Capital One) offers the Ocean Credit Card as its only credit card product.

Is Ocean credit card same as Capital One?

The Ocean Credit Card is issued by Capital One (Europe) plc, Ocean Finance is a trading style of Intelligent Lending Limited. The Ocean credit card has an initial limit from £200 to £1,500. The amount you receive will depend on your financial situation and credit history.

How do I increase my ocean credit card limit?

If you’re eligible for a limit increase, you’ll be contacted by email or letter. Your limit will automatically increase if you’ve enabled the automatic limit increase function. If you haven’t done this, you’ll need to say you’re happy with the increase before it changes.

Is Thinkmoney a credit card?

thinkmoney has launched its first credit card in partnership with Capital One. The credit card is designed to help people with poor credit rebuild their credit history.

Can you get a home loan with Ocean Finance?

Ocean Finance have homeowner and personal loan plans available for people with or without credit problems. Our lenders don’t just lend to people with a perfect credit history. If you have been unfortunate enough to have defaults, CCJs or even missed mortgage payments on your credit history, we may still be able to help – Find out more.

Who are the exclusive lenders to Ocean Finance?

Intelligent Lending Ltd (Credit Broker). Capital One is the exclusive lender. Intelligent Lending Ltd (Credit Broker). Capital One is the exclusive lender. We’ve been arranging finance solutions since 1991 and it’s our mission to take the hassle out of applying for credit.

What’s the interest rate on an ocean finance loan?

Intelligent Lending Ltd is a credit broker working with a panel of lenders to find you a loan. The APR you are offered will depend on your individual circumstances. Rates between 5.1% APR and 89.8% APR. Repayment terms between 1 year and 5 years.

How long do I have to pay my Ocean Finance loan back?

Choose a repayment period from 3 months to 5 years. Ideal if you’re not a homeowner or don’t want to use your home as part of the deal – Find out more. Secured loans exclusively available to homeowners. Borrow between £10,000 and £100,000 for almost any purpose, and pay it back over 3 to 25 years – Find out more.