Citizens Insurance
Wind-pool areas include beachfront and coastal properties that are located within 1,500 feet of a major body of water. Citizens Insurance, Florida’s insurer of last resort, is usually the only company that provides windstorm insurance coverage in these regions.

How much is home insurance in Florida per month?

The average cost for home insurance in Florida is $1,405 per year or $118 per month. Average premium costs are about average compared to the rest of the US — although Floridians do pay 5% more per year.

Are you required to have wind insurance in Florida?

Windstorm insurance is not required in Florida. However, when you apply for a mortgage in Florida, your lender may require it, especially if you live in a coastal location prone to windstorms.

How much does windstorm insurance cost in Florida?

The cost of windstorm insurance from Citizens in Florida similarly will vary according to a number of factors, with your home’s location being one of the most significant. A $350,000 house in Jacksonville might cost about $900 for windstorm insurance, whereas the same house in Miami could cost over $4,000 to insure.

Who is the best wind insurance company in Florida?

Citizens Insurance, Florida’s insurer of last resort, is usually the only company that will provide windstorm insurance coverage in these regions.

Where can I get wind insurance for my home?

The wind insurance companies that are available and the rates you’ll pay for coverage vary widely depending on where your home is located, with beachfront property owners typically having the fewest options and highest rates.

Who are the best home insurance companies in Florida?

The best home insurance companies in Florida include Allstate, Nationwide, Progressive, State Farm, and Travelers. However, for the best Florida cheap home insurance for you, you should always collect and compare multiple cheap home insurance quotes to find the right coverage at the best price.