Financial advice can take the hassle and worry away and replace it with peace of mind and a feeling of control. Whether you want to plan for retirement, save in a tax efficient way, manage an inheritance or generate retirement income, getting professional advice can be an invaluable investment.

Can you pay someone to manage your money?

Can hiring a financial advisor really make a difference? In short, yes. A financial advisor will give you plenty of good advice to help you make good investments and manage your money for long-term use, but you should remember that they’re not miracle workers and they can’t generate money out of thin air.

When should you seek financial advice?

When should I contact a financial adviser?

• Starting a pension.
• Saving for / buying a home.
• Investing.
• Marriage / starting a family.
• Making a significant career change.
• Starting or running a business.
• Planning ahead for retirement.
• Taking an income in retirement.

What are the types of financial advice?

This is what ASIC calls personal advice, but you can still choose the level of advice:

• Limited or ‘scaled’ advice. This is advice about a particular issue and doesn’t take into account your full financial situation.
• Full or ‘holistic’ advice.
• Ongoing advice.

  Where do I go to complain about financial advice?

  If you received financial advice from a solicitor or accountant, who is authorised by the FCA to give financial advice, you may need to take your complaint to the professional body which regulates them. If you’re not sure where to complain, you can contact the FCA consumer helpline on 0800 111 6768.

  What do I need to know about getting financial advice?

  Information on choosing a qualified financial adviser, how much advice will cost, a checklist of things to think about before seeing an adviser and how to make a complaint. Information on choosing a qualified financial adviser, how much advice will cost, a checklist of things to think about before seeing an adviser and how to make a complaint.

  Where can I find unbiased financial advice in UK?

  Unbiased at You can find independent and restricted ‘whole of market’ advisers on their website. Restricted ‘whole of market’ means advisers who can offer available products from all companies, but who may specialise in a particular area, such as pensions.

  How to get back on your feet financially?

  Reveals the exact actions you need to take to get back on your feet financially. How to set goals you actually have a chance of achieving. Why there’s no need to aim for perfection when it comes to improving your situation. If you’re suffering from a serious financial setback, don’t worry – you’re not alone and there is a solution.