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Why is pressure washing insurance so expensive?

By Sebastian Wright |

The cost of pressure washing insurance makes sense because: You’ll have financial protection in case you damage property or get sued – If you’re pressure cleaning a house and property gets damaged (accident involving flying debris, chemicals killing garden plants etc.) More details on insurance costs below.

What kind of insurance do I need for a pressure washing business?

Workers’ compensation insurance is required in almost every state for pressure washing businesses that have employees. It covers medical costs for work injuries.

What’s the difference between pressure washing and soft washing?

While a pressure wash relies on the high-pressure water alone to clean properly, soft washing systems use a combination of soaps, bleach, and water to ensure your exterior stays clean for the long-term.

How much does soft washing a house cost?

How much does it cost to soft wash a house? It’ll cost $300 to $900 to soft wash the outside of most homes. This process uses low-pressure water and sometimes a bristle brush with a light cleaning solution. You can also buy a spray-on cleaner that attaches directly to a garden hose for a DIY solution.

Can I soft wash with a pressure washer?

It is perfectly safe to use a pressure washer as your soft wash system as long as you have the correct tips and working knowledge to do the work correctly.

What kind of insurance do I need for a power washing business?

For example, if you have a general liability limit of $400,000 but your power washing business has legal fees of $450,000, umbrella insurance covers the remaining $50,000. 7. Business Owner’s Policy

How much does a pressure washing business spend on insurance?

The average pressure washing business in America spends between $500 – $1,500 per year for $1 million in general liability coverage. Check out the chart below for a snapshot of average CGL expenditure across a variety of industries: Several factors will determine the price of your policy. These include your:

What are the liability risks of pressure washing?

Completed operations liability exposures may result from hidden damage to the integrity of the surfaces the insured works on, such as the removal of more surface material than intended. The pressurized water may enter cracks and weaken the structure.

Who is the best insurance broker for pressure washing?

Having served as a broker for the pressure washing industry for over 30 years, the team at J.D. Walters is experienced and ready to help protect your business. Joe has a deep knowledge of the industry, having co-founded the Power Washers of North America (PWNA) organization.