The benefits of becoming an independent insurance agent are significant. You can achieve greater flexibility for your clients, better meet their coverage and financial needs, and improve your ability to retain your clients. You also have the opportunity to earn higher commissions both initially and with every renewal.

What are some advantages of working with an independent insurance agent?

This is arguably the most important benefit of working with an independent insurance agent.

• Responsiveness.
• Help Throughout the Claim Process.
• Faster, More Efficient Insurance Claim Processing.
• Better Communication.
• Personalized Coverage Reviews.
• Save Money.
• Stay With a Trusted Choice As Your Needs Change.

  Do independent insurance agents make money?

  Independent agents are paid primarily on commission. The more clients they serve, the more money they make. And as those clients renew each year, independent agents continue to make commissions of those policies. In general, however, independent agents receive larger commissions than captive agents.

  What is the point of having an insurance agent?

  Insurance agents help you file claims, make changes to your policy, and answer any insurance questions you may have. If your agent is proactive, they may even shop rates for you when your premiums start to creep up.

  How are independent agents different from insurance companies?

  Buying directly—online or on the phone—you will deal with the insurance provider. Independent agents have more freedom to offer plans that better fit their clients than do other types of agents. This flexibility makes these representatives a strong competitor in the insurance industry. Independent agents have been around since 1896.

  What are the pros and cons of independent agents?

  Independent agents have been around since 1896. Independent Insurance Agents & Brokers of America (IIABA) helps to build the structure of independent agencies. More than 7,100 independent agencies are selling on behalf of 43 different insurance carriers across the U.S. Pros and Cons of Independent Agents

  What’s the difference between captive and independent insurance agents?

  The captive agent works for only one insurance provider and is paid by that company. Buying directly—online or on the phone—you will deal with the insurance provider. Independent agents have more freedom to offer plans that better fit their clients than do other types of agents.

  Which is the best insurance agent for You?

  The reality is an independent agent is the best option if you are looking for coverages customized for you at the best price available. Independent agents are advisors, not salesmen. Policies with an Independent Agent.