An SR-22 allows you to keep or reinstate your driving privileges after serious or repeated offenses. You might be required to have an SR-22 if: You’ve been convicted of DUI, DWI or another serious moving violation. You’ve caused an accident while driving without insurance.

What’s the difference between SR-22 and regular insurance?

SR22 Insurance is just regular car insurance with a Certificate of Financial Responsibility filing added. So, there is really no difference between a regular insurance policy and an SR22 Insurance policy except that the insurance company promises to keep the state informed of the status of your insurance policy.

What do you need to know about SR 22 insurance?

What is an SR-22? An SR-22 is a form that is filed with your state to show that you are meeting your state’s minimum auto liability insurance requirements. An SR-22 may also be referred to as a certificate of financial responsibility, or, in Virginia and Florida, an FR-44. People may mistakenly refer to it as “SR-22 insurance.”

Do you have to have SR22 insurance if you move to another state?

Of the states that do not use an SR22, each has its own version of the form and insurance requirements. If you have an SR22 in one state and move to another state, normally you’ll still be required to meet the requirements of the SR-22 state where the offense was committed.

Do you need to file a SR-22 form?

Not every motorist needs an SR-22. Laws vary by state, but in general, drivers may need to have their insurance company file an SR-22 form with the state department under the following circumstances: Since an SR-22 is required for these types of offenses, it usually results in a surcharge on your auto insurance.

How do I get a SR-22 from Progressive Insurance?

Progressive can provide an SR-22 quickly and easily, regardless of the reason. Immediately upon the purchase of your policy, in most states, we’ll electronically file your SR-22 document with the department of motor vehicles in the requested state. In certain states, we’ll be required to file by mail.