An at-fault driver’s insurance provider is responsible for covering reasonable rental expenses incurred while your vehicle is being repaired. In the best of cases, fault will be clear and the insurance provider will pay for your rental vehicle directly.

Does my liability insurance cover rental?

In general, the coverage you have from your primary auto insurance will cover a rental vehicle. For example, when it comes to liability insurance, if you cause an accident while driving the rental car, your liability insurance would pay up to your policy limits for the damages done to other cars or property.

How does insurance pay for a rental car after an accident?

Adding Rental Coverage Pays Off Rental coverage pays for the cost of a rental while your vehicle is repaired after an accident. This coverage, available through your insurance company, costs about the same as renting a car for just one day but is not always included in your auto policy.

Can you get a rental car with at fault insurance?

Getting a Rental Car Using At-Fault Driver’s Insurance. If the other driver was at fault, you can use his/her insurance company to provide you with a rental car while your car is being repaired or replaced. You will have to open a claim first.

Can you get reimbursed for rental car insurance?

Your insurance company then goes after the other insurance company to get reimbursed for the money they paid for your rental car. The one caveat with using your insurance is there’s a cap on the number of days. Often, rental coverage only lasts 30 days. Check your insurance policy to see how much time you have on your rental car payments.

Can you get a rental car if your car is damaged?

If your vehicle was damaged, you may be entitled to rental coverage from either your or the at-fault driver’s insurance provider while your car is being repaired. Should I Seek Rental Reimbursement from My Insurer or the Other Driver’s?