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Will marriage affect my retirement benefits?

By Robert Clark |

Marriage has no impact on your Social Security retirement benefit, which is based on your work record and earnings history. You and your spouse, assuming he or she also qualifies for retirement benefits, each collect your own separate benefits, and the amounts do not limit or otherwise affect each other.

Will my SSI go down if I get married?

If you and your spouse both get SSI, your benefit amount will change from an individual rate to a couple’s rate.

Can disabled people get married?

Any disabled people has the legal right to marry. But for many there is a financial barrier — a major loss of benefits simply for getting married.

Can I lose my Social Security disability benefits?

Social Security disability benefits are rarely terminated due to medical improvement, but SSI recipients can lose their benefits if they have too much income or assets. Although it is rare, there are circumstances under which the Social Security Administration (SSA) can end a person’s disability benefits.

What happens when persons living with disabilities marry?

If Carrie instead had been receiving a Social Security Disability Insurance (SSDI) benefit, based upon her own work record, as a result of later onset of her disability, she would not lose her SSDI entitlement due to marriage. Will Carrie lose her SSI? Will her SSI be reduced?

How does marriage affect my Social Security disability benefits?

You may be receiving survivors disability benefits if you are over 50 and disabled and if your spouse died while eligible for Social Security retirement or disability benefits. Your benefits won’t stop if you get married as long as you are over 50. (This is true for those receiving survivors disability benefits on their ex-spouse’s work record.)

Can a disabled person get a marriage license?

Upon their wedding days, those licenses were signed by the correct representatives and they became legally connected, with guaranteed shared rights . Most people who are or become disabled prior to marriage find that they cannot afford the costs of getting married.

Can a disabled person get Medicaid if they are married?

Because they are married, she only remains eligible for SSI if they live separately and maintain separate households. If she wanted to live with him, she would lose her Medicaid coverage, but their marriage would not make her eligible for his Medicaid. If these programs only provided money, I would not be as concerned.