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How do reinsurance brokers make money?
The primary way an insurance broker earns money is commissions and fees based on insurance policies sold. These commissions are typically a percentage bas...
19 Jan 2026 7 views
Culture
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What is commercial motor vehicle insurance?
Commercial Motor Insurance is a comprehensive policy that covers damage to your business vehicle or anyone else’s vehicle or property, but not third party...
19 Jan 2026 7 views
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Does State Farm cover engine failure?
Does State Farm cover engine failure? Yes, if you have State Farm® Comprehensive Coverage. Comprehensive coverage covers a vehicle that’s stolen or damage...
19 Jan 2026 9 views
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Can you keep the money from an auto insurance claim?
Yes, you can keep car insurance money from a car accident, rather than using the money for repairs, if you own your car outright and the insurance company...
19 Jan 2026 8 views
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Do pet insurers pay vets direct?
Do all pet insurers offer direct payments? Most pet insurance companies will be able to pay your vet directly, but not all vets accept direct payments fro...
19 Jan 2026 9 views
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Can illegal aliens get life insurance?
Undocumented persons can qualify for term life, whole life, universal life, and no-exam life insurance policies. You don’t need a Social Security Number b...
19 Jan 2026 8 views
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Does secondary insurance follow Medicare guidelines?
The insurance that pays first (primary payer) pays up to the limits of its coverage. The one that pays second (secondary payer) only pays if there are cos...
19 Jan 2026 8 views
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Do insurance companies check EDR?
The important role of EDR data in accident claims is certainly not lost on insurance companies. Most insurance companies will act fast to get their hands ...
19 Jan 2026 9 views
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How much does it cost to get an insurance license in Michigan?
There is a $10 application/license fee is $10.00, and an additional $5.00 transaction fee. Your application will be valid for 6 months from entry into the...
19 Jan 2026 9 views
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Who made the Health Insurance Portability and Accountability Act?
The Health Insurance Portability and Accountability Act of 1996 (HIPAA or the Kennedy–Kassebaum Act) is a United States federal statute enacted by the 104...
19 Jan 2026 9 views