// current events
Does chewing tobacco affect life insurance?
Chewing tobacco is typically treated the same as smoking from a life insurance perspective. You’ll generally only qualify for smoker rates—generally at le...
19 Jan 2026 15 views
Current Events
// current events
Can you have Oregon Health Plan and private insurance?
In many cases, you can qualify for OHP and keep your private health insurance. Your private health insurance is billed first. OHP may pay copays, deductib...
19 Jan 2026 15 views
// current events
What is the rating system for insurance companies?
Five independent agencies—A.M. Best, Fitch, Kroll Bond Rating Agency (KBRA), Moody’s and Standard & Poor’s—rate the financial strength of insurance co...
19 Jan 2026 15 views
// current events
Does commercial general liability cover employees?
A Commercial General Liability (CGL) policy protects your business from financial loss should you be liable for property damage or personal and advertisin...
19 Jan 2026 15 views
// current events
Who developed the first health insurance?
Sidney Garfield established the Kaiser Foundation Health Plan in California. Which state had started the first health insurance company? History. Accident...
19 Jan 2026 14 views
// current events
What is dram shop liability coverage?
Liquor liability insurance, also known as dram shop insurance, is liability coverage for businesses that serve, sell, distribute, manufacture or supply al...
19 Jan 2026 14 views
// current events
What to do if someone else is at fault in a car accident?
If you make a claim with your insurer, it might choose to fight the other insurance company for compensation if it finds other driver is at fault. If you ...
19 Jan 2026 15 views
// current events
Can an insurance claim be retracted?
Yes, insurance providers will allow you to cancel a claim once you filed it. There are several reasons why drivers might want to cancel a claim, and one o...
19 Jan 2026 9 views
// current events
Is liposuction covered by private health insurance?
liposuction is probably not right for you if you are looking for a way to lose weight. Medicare does not cover the cost of liposuction, and often private ...
19 Jan 2026 15 views
// current events
What is the difference between indemnity and PPO dental insurance?
Patients are free to see dentists outside the network, but usually at higher out-of-pocket costs. PPOs typically cover all in-network preventative care, b...
19 Jan 2026 15 views