// current events
Is 4 points on your driving record bad?
Violation points add up and can result in losing your license. Most moving violations result in points on your record. Your license will be suspended for ...
19 Jan 2026 15 views
Current Events
// current events
Does mortgage insurance protect the buyer?
Mortgage insurance protects the lender. You’ll have to pay for it if you get an FHA mortgage or put down less than 20% on a conventional loan. The traditi...
19 Jan 2026 13 views
// current events
Does Geico have grace period for new car?
Yes, Geico has a 30-day grace period for adding a new car to an existing auto insurance policy. If you are already a Geico customer, you can drive your ne...
19 Jan 2026 15 views
// current events
How does medical payments coverage under an auto insurance policy work?
Your medical payments coverage helps pay medical costs resulting from an auto accident for you, your family and everyone in the car at the time of collisi...
19 Jan 2026 12 views
// current events
How does insurance work after a fire?
Homeowners insurance typically helps protect personal belongings from specific risks (described in most policies as “perils”), such as fire and lightning ...
19 Jan 2026 16 views
// current events
Do life insurance companies screen for drugs?
Life insurance companies test for prescription drugs and illegal drugs. If they find certain drugs in your system, your application for coverage could be ...
19 Jan 2026 14 views
// current events
When did Blue Cross Blue Shield begin?
1929 Blue Cross Blue Shield Association/Founded How did Blue Cross Blue Shield start? Blue Cross began in 1929, as a partnership between a local hospital ...
19 Jan 2026 14 views
// current events
What happens if you are not at fault in a car accident?
Here’s what will happen: Your insurance company will pay for your damages, minus your deductible. Don’t worry — if the claim is settled and it’s determine...
19 Jan 2026 15 views
// current events
What is a convertible insurance policy?
Convertible insurance is a type of life insurance that allows the policyholder to change a term policy into a whole or universal policy without going thro...
19 Jan 2026 15 views
// current events
How soon can you file a claim after getting home insurance?
Typically, homeowners have one year to file a claim, but this can vary significantly. In some states, you may have two years—or even up to six years—to fi...
19 Jan 2026 15 views