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What happens when vehicle is total loss?
If the insurer says that your car is a total loss, it will only pay you the fair market value of your car as of the day of the accident. Unfortunately, an...
19 Jan 2026 1 views
Education
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What is all risk fire insurance?
Understanding All Risks For example, an insurance contract might specify that any home loss caused by fire or vandalism will be covered. An all-risks insu...
19 Jan 2026 0 views
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How does mortgage insurance protect the lender?
Mortgage insurance lowers the risk to the lender of making a loan to you, so you can qualify for a loan that you might not otherwise be able to get. Typic...
19 Jan 2026 1 views
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Can insurance be claimed without driving Licence?
As per the guidelines, it is mandatory for the car driver to have a valid Driving License. Hence, if the person who was driving the car at the time of the...
19 Jan 2026 1 views
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Is a contract of life insurance a contract of indemnity?
Life insurance does not relate to a contract of indemnity because the insurer does not promise to indemnify the insured for any loss on maturity or death ...
19 Jan 2026 1 views
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What is the average salary of a State Farm agent?
State Farm Agent Team Member Salary Annual Salary Monthly Pay Top Earners $42,000 $3,500 75th Percentile $35,000 $2,916 Average $32,291 $2,690 25th Percen...
19 Jan 2026 0 views
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How much will my insurance go down when I turn 25?
Rate Decrease On average, you’ll find that the auto insurance premium will decrease by up to 20 percent for males when they turn 25. That figure is genera...
19 Jan 2026 1 views
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Is Lexington insurance part of AIG?
Lexington Insurance Company, an AIG company, is the leading U.S.-based surplus lines insurer. Lexington is renowned for its ability to help brokers find s...
19 Jan 2026 1 views
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How much does it cost to get life insurance license in Missouri?
2. Pass Your Missouri Licensing Exam Exam Code Examination Name Fee Starting 50 Life Insurance Producer $39 51 Accident and Health Insurance Producer $39 ...
19 Jan 2026 1 views
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When was the first insurance policy created?
1347 Standalone insurance policies that were not tied to contracts or loans surfaced in Genoa in the 14th century. This is where the first documented insu...
19 Jan 2026 1 views