// media
Does earthquake insurance have a deductible?
The deductible for earthquake insurance is usually 10%–20% of the coverage limit. Depending on the policy, there may be separate deductibles. Your home, y...
19 Jan 2026 7 views
Media
// media
Can employers give employees money for health insurance?
The law allows employers to give employees a lump sum of cash for purchasing health insurance, pre-tax, through health reimbursement arrangements (HRAs). ...
19 Jan 2026 8 views
// media
What is the average settlement for back surgery?
The average settlement compensation payout for a back injury lawsuit involving spinal fusion surgery is between $150,000 and $200,000. What is the average...
19 Jan 2026 8 views
// media
Who writes windstorm insurance in Florida?
Citizens Insurance Wind-pool areas include beachfront and coastal properties that are located within 1,500 feet of a major body of water. Citizens Insuran...
19 Jan 2026 7 views
// media
What should a disclaimer include?
In your disclaimer, cover any and all liabilities for the product or service that you provide. You should warn consumers of any dangers or hazards posed b...
19 Jan 2026 8 views
// media
How much does cargo trailer insurance cost?
If you have a smaller cargo trailer for personal use only, then you can typically get a policy for less than $100 per year. If it is a commercial-use trai...
19 Jan 2026 7 views
// media
What does insurance do if your car catches on fire?
If your vehicle caught fire due to a car accident with another vehicle or object, your insurance claim will most likely be handled by your auto collision ...
19 Jan 2026 8 views
// media
Can you sue for a fender bender?
You can sue someone for a minor car accident, but generally, the criteria for a successful lawsuit are as follows: The other party owed it to you to drive...
19 Jan 2026 8 views
// media
How is the value of your car figured if it is totaled in an accident?
To get an idea of what your totaled car is worth, find the Kelley Blue Book value for it in fair condition. Figure out what the 20 to 40 percent fair cond...
19 Jan 2026 8 views
// media
How do insurance companies stay profitable while still paying policyholders for their claims?
How do insurance companies stay profitable while still paying policyholders for their claims? They set aside a fixed portion of premiums in a reserve fund...
19 Jan 2026 7 views