// politics
Can I refuse aftermarket parts?
You shouldn’t have to accept an aftermarket part when the damaged part was original. Do understand that unless your vehicle is brand new that an auto insu...
17 Jan 2026 10 views
Politics
// politics
How many construction workers die each year in the UK?
A total of 142 workers were killed at work in Great Britain in 2020/21, an increase of 29 from the previous year, though the number of deaths in 2019/20 (...
17 Jan 2026 8 views
// politics
Who is liable for golf ball damage?
There is clear California case law on these points of law. However, if the golfer intentionally or recklessly hits a ball at a home/car, then the golfer m...
17 Jan 2026 9 views
// politics
What happens if you accidentally ran a red light in Georgia?
Generally, stop sign and red light violations are misdemeanors in Georgia. The maximum punishment for a misdemeanor is $1,000 and/or up to 12 months in ja...
17 Jan 2026 14 views
// politics
What is a ship pilot called?
A maritime pilot, marine pilot, harbor pilot, port pilot, ship pilot, or simply pilot, is a mariner who maneuvers ships through dangerous or congested wat...
17 Jan 2026 10 views
// politics
What is an example of chemical change in your house?
Examples of chemical changes are burning, cooking, rusting, and rotting. What is an example of the application of chemistry in a home? Chemicals make our ...
17 Jan 2026 8 views
// politics
How is accident year loss ratio calculated?
The most accurate way to calculate accident year experience is to divide total losses (losses incurred plus loss reserves) by exposure earned, which is th...
17 Jan 2026 8 views
// politics
Should a locksmith be bonded?
Bonding. Many states require locksmiths to be licensed. An insurance company or an exclusive bonding company underwrites the locksmith to guarantee his wo...
17 Jan 2026 9 views
// politics
Does homeowners insurance cover homeowner injury?
Homeowners insurance covers personal injuries as long as your policy includes personal liability coverage, and most policies do. However, not every injury...
17 Jan 2026 9 views
// politics
What is an insurance average clause?
This is known as the ‘average clause’, which means you, as the insured, are required to bear a proportion of any loss if your assets were insured for less...
17 Jan 2026 10 views